Terms of use
These terms cover your use of this website. By using the site you accept them. They are written to be readable rather than impressive.
Who provides this site
Budget and Bricks is operated by an individual and can be contacted at moneyplanadmin@gmail.com.
What the site is for
The calculators are free educational tools that produce estimates. They are provided for general information and personal planning. They are not financial advice, not a quotation, not an offer of credit and not a recommendation to take any particular course of action. Our financial disclaimer covers this in full and forms part of these terms.
Accuracy and availability
Considerable care goes into the formulas, and every calculator is tested before it is published. Even so, the site is provided as it is. We do not guarantee that results are free from error, that assumptions match your circumstances, or that the site will always be available or uninterrupted.
Rates, tax rules and thresholds change. Where a calculator relies on such figures, the assumptions and the date they were reviewed are shown on the page. Always check current figures before relying on them.
Your responsibility
You are responsible for deciding whether a result is suitable for your situation, and for any decision you make. Financial decisions should be checked with a qualified professional and with the relevant lender or provider before you commit to anything.
Limitation of liability
To the extent permitted by law, we are not liable for any loss arising from use of this site or reliance on its results, including financial loss, lost opportunity or consequential loss. Nothing in these terms excludes liability where the law does not allow it to be excluded.
Content and ownership
The text, design, code and explanations on this site belong to Budget and Bricks unless stated otherwise. You are welcome to use the calculators and to link to any page. You may not copy substantial parts of the site to republish elsewhere without permission.
Links to other sites
Where we link to another website, it is because we think it is useful. We do not control those sites and are not responsible for their content or accuracy. If a link is ever paid or produces a commission, that will be stated clearly on the page where it appears.
Changes
The site and these terms may change as it develops. The date below shows when this page was last revised, and continuing to use the site means accepting the current version.
Governing law
These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction over any dispute.